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GENERAL TERMS OF USE |
Use of this website is offered to you on your acceptance of these
Terms of Use, our Privacy Policy and other notices posted on this website. Your use of this website or of any
content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms
of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and
comply with all of the foregoing, you may not access or use our information, services, or website. We suggest
you print a copy of each of these documents for your records. Luxe Auto Group, Inc. doing business as Bon Voyage
Auto Leasing & Sales shall have the right, at its sole discretion, to modify, add or remove any terms or
conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be
effectively immediately following the posting of such changes on this website. You agree to review these Terms
of Use from time to time and agree that any subsequent use by you of this website following changes to these
Terms of Use shall constitute your acceptance of all such changes. |
CREDIT APPLICATION TERMS OF USE |
In submitting the credit application, I/we certify that the information
provided on this application is, to the best of my/our knowledge, complete and accurate. I/we understand that
the dealership it’s affiliates and financial institution(s) will rely on this information to judge
my/our credit worthiness, and will retain this application and information about me/us whether or not this
application is approved. Further, I/we authorize an investigation of my/our credit and employment history, in
conjunction with which my/our credit report(s) may be obtained from one or more consumer credit reporting
agencies. I/we understand that false statements may subject me/us to criminal penalties. I/we further
understand that the dealer and/or the financial institution(s) that evaluate my/our application may require
additional information.
Fair credit reporting act disclosure: I/we understand that this application for credit will be submitted by
the dealer to various financial institutions for evaluation.
By accepting these terms you agree to the following:
I certify that the information I have provided on this application is correct
and I understand that fraudulent applications will not be considered.
I have read the privacy policy and authorize that my credit report be obtained
in order to determine the types and financial extent which may be available to me.
I am 18 years of age or older with a valid driver’s license.
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NOTICE OF PRIVACY POLICY OF
NATIONAL AUTO LEASING AND SALES |
By explaining our privacy policy to you we trust that this notice will allow
you to better understand how we keep certain information private and secure while using it to serve you
better. This notice is provided to you as required by the federal Financial Privacy Law and refers to our
policies and practices effective on and refers to our policies and practices. The notice explains the
following: · Protecting the Confidentiality and Security of Consumer Information. · Who is
Covered by the Privacy Policy; Revisions to the Policy. · The Types of Information We Have About You
and Where it Comes From. · Sharing Information with Affiliated Companies. · Sharing
Information for Legal, Business and Joint Marketing Purposes.
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PROTECTING CONFIDENTIALITY
AND SECURITY OF CONSUMER INFORMATION |
We take seriously our responsibilities to respect the confidentiality and
security of nonpublic personal information - called "Consumer Information" in this notice. Our
policy calls for safeguards to protect Consumer Information from unauthorized access, alteration and
destruction. For example, our policies authorize access to Consumer Information only by those who need
access to do their work. The same holds true for our affiliated companies, which are companies that, now or
in the future, we own (or control), or are owned (or controlled) by, or are under common ownership (or
control) with. We also may maintain, as required by applicable federal regulations, physical, electronic,
and procedural safeguards to guard your nonpublic personal information.
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WHO IS COVERED BY THE
PRIVACY POLICY; REVISIONS TO THE POLICY |
Our privacy policy applies to individuals (and their legal representatives)
who are consumers or customers in connection with financial services primarily for personal, family, or
household purposes, such as leases, installment purchases of vehicles, and insurance. It covers both current
and former customers and treats them the same. This notice also describes the privacy policy of our
affiliated companies, except as states in separate notices they give you. Consumers who transact financial
services business with National Auto Leasing & Sales through the Internet may also be covered by privacy
policies that may be posted on the web sites they visit. Individuals who transact business with us but who
do not seek financial services from us are not covered by our privacy policy or this notice. We reserve the
option of revising this notice and our privacy policy from time to time, but we will give you notice of the
revised policy before disclosing Consumer Information about you other than as described in this notice.
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INFORMATION WE
COLLECT |
We collect and use information about you from various sources. The amount
and nature of the information collected and used varies from transaction to transaction, but the information
can include the information described in the following five types:
1. Information from you. Information you provide to us on applications, other forms, and by other means, such
as your name, address, social security number, assets, income, and debt;
2. Information from our experience and our affiliated companies' experiences. Information about your
transactions and account experience with us or our affiliated companies, such as parties to transactions,
contract or lease balances, payment history, and communications and correspondence;
3. Information from the experience of other parties. Information from outside sources regarding their
employment, credit or other relationships, account experience, or transactions with you, or verifying
representations made by you, such as your:
4. Employment history, credit balances, or your property or liability insurance coverage. Information from
credit reports. Information supplied by consumer reporting agencies, such as information regarding your
creditworthiness or credit history;
5. Other general information. Other general information we obtain about you (such as demographic information)
that is not assembled for the purpose of determining your eligibility for credit, insurance, employment or
other products or services.
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SHARING INFORMATION WITH
AFFILIATED COMPANIES |
We may disclose to our affiliated companies all of the information we
collect about you as described in each of the five categories above. Our affiliated companies can be financial
service providers such as leasing companies, insurance companies and payment processing companies and
non-financial companies such as automotive repair facilities and data processing companies. This sharing
permits us to give you superior service, make a wider range of products available, and operate our business
more effectively. We do not share information with non-affiliated third parties, other than describe below
under "Sharing Information for Legal and Routine Business Reasons and for Joint Marketing. Where they
apply, we observe limits and restrictions set by law as to sharing certain kinds of information with our
affiliates. For example, unless you authorize the sharing, we do not disclosure creditworthiness information
about you from credit reports.
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SHARING INFORMATION FOR LEGAL AND GENERAL BUSINESS REASONS AND FOR JOINT MARKETING
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We may disclose any of the above five types of Consumer
Information to credit bureaus and similar organizations, and otherwise when permitted by law. For example,
this may include a disclosure in connection with a subpoena or similar legal process, a fraud investigation,
recording motor vehicle registration and other documents in public records, an audit or examination, or the
sale of your account to another financial institution. We may also share any of the above five types of
Consumer Information outside of our affiliated companies if we have your consent, such as when you've
requested to be contacted by other companies we work with. We may also share all five types of Consumer
Information above with companies that work for us, possibly including some of our own affiliated companies,
to perform services for us or functions on our behalf. These companies may include financial service
providers such as banks, finance companies, insurance companies and payment processing companies, and
non-financial companies such as automobile manufacturers and data processing companies, and other
organizations, such as nonprofit organizations that might provide education, training, or certification
services to businesses such as ours. We may share any of the five types of Consumer Information above with
companies that work for us to provide marketing and other services or with financial institutions with whom
we have joint marketing agreements, such as banks or financing divisions of motor vehicle manufacturers.
These companies act on our behalf and, within the time required by law, will be required by our policy to be
contractually obligated to keep the information that we provide to them confidential and to use the
information only to provide the services we've asked them to perform for you or us. Thank you for reading
this notice and learning about our privacy policy.
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